Payment Processing & POS for Restaurants That Actually Works at Dinner Rush
Full-service, quick-serve, and food trucks — tableside ordering, split checks, tip pooling, and online ordering on one platform.
Challenges restaurants face with payment processing
Split checks and tableside payments
Servers running cards back to a station slows tables and risks chargebacks. Modern restaurants need pay-at-table.
Tip pooling and reporting
FOH/BOH tip splits, credit card tip reporting for payroll, and IRS-compliant records are non-negotiable.
High processing costs
Restaurants run on thin margins. A 0.5% rate difference is the difference between profit and loss on a category of menu items.
Online ordering and third-party delivery
First-party online ordering keeps margin in-house instead of handing 25–30% to third-party apps.
How Pay Solutions Hub helps
Clover for Restaurants
Tableside Flex devices, kitchen display systems, course firing, and configurable floor plans.
Interchange-plus pricing
Lower true cost vs. flat-rate processors, especially on high check averages.
First-party online ordering
Take orders from your own website at a fraction of third-party app fees.
Clover Station Solo or Duo for the host stand, Mini at the bar, Flex for tableside payments, and a Kitchen Display System for the line. One ecosystem, one set of reports, one support line.
Explore Clover POSPay-at-the-table with Clover Flex eliminates the walk back to the POS. Customers tap, tip, and sign on the device — table turns faster, tips go up.
Mobile & online paymentsTake direct online orders that flow into your Clover and kitchen display, and accept catering deposits via secure payment links.
Why restaurants choose Pay Solutions Hub
- Transparent pricing with no hidden fees or surprise rate hikes
- Next-day funding so your cash flow keeps pace with your business
- 100% in-house U.S.-based support — call a real person, not a queue
- Dedicated account manager who knows your account by name
- Free statement reviews to confirm you're getting the best rate
- Month-to-month agreements — no long-term contracts required
Frequently asked questions
What's the best POS for a restaurant?
Clover for Restaurants covers full-service, quick-serve, and food trucks with the same core hardware. We tailor the configuration to your concept.
Can I do pay-at-the-table?
Yes — Clover Flex handhelds let servers run cards tableside, take tips, and email or print receipts on the spot.
How do tip pools work?
Configure tips as a percentage, by hours worked, or by role. Reports show tip totals per shift for easy payroll.
Can I offer online ordering without paying third-party fees?
Yes. We set up a first-party online ordering page that drops orders directly into your Clover. You keep the margin you'd otherwise give to delivery apps.
How do I lower my processing rate?
Most restaurants on flat-rate processors are paying significantly more than necessary. We move you to interchange-plus and prove the savings on your next statement.
Do you support kitchen display systems?
Yes — Clover KDS integrates with the POS so orders fire to the line automatically by course.
How fast will I receive funds?
Next-business-day funding is standard on our restaurant accounts.
Ready to lower your processing costs?
Send us your most recent merchant statement. We'll show you line-by-line where you're overpaying and what a Pay Solutions Hub program would look like for your business.