Payment Processing Built for Auto Repair Shops
From the parts counter to the service writer to the customer pickup window — accept cards and deposits the way your shop actually works.
Challenges auto repair shops face with payment processing
Higher ticket averages
A single repair invoice can be $1,500+. The wrong pricing model and a downgraded card can cost you hundreds per month.
Deposits on big jobs
Securing deposits before ordering parts protects you from cancellations and floor-planning losses.
After-hours pickups
Customers sometimes pick up after the office is closed — you need a payment link or stored-card option.
Phone payments
Manual card entry without protection invites chargebacks.
How Pay Solutions Hub helps
Virtual terminal & invoicing
Send a secure pay link by text or email so customers can pay before pickup, even after hours.
Stored cards on file
PCI-compliant card-on-file so you can finalize charges when work is complete.
Countertop POS for parts and service
Reliable terminals at the parts counter and a back-office invoice tool for service writers.
Clover Mini at the counter handles tap, chip, and contactless. The Clover virtual terminal lets your service writers invoice from a desktop browser.
Explore Clover POSTake payments on a Clover Flex from the bay or the parking lot for after-hours pickups and roadside add-ons.
Mobile & online paymentsEmail or text a secure payment link so customers can authorize repairs, pay deposits, and settle invoices without driving back to the shop.
Why auto repair shops choose Pay Solutions Hub
- Transparent pricing with no hidden fees or surprise rate hikes
- Next-day funding so your cash flow keeps pace with your business
- 100% in-house U.S.-based support — call a real person, not a queue
- Dedicated account manager who knows your account by name
- Free statement reviews to confirm you're getting the best rate
- Month-to-month agreements — no long-term contracts required
Frequently asked questions
Can I take a deposit before ordering parts?
Yes. Use a secure pay link or stored card to collect a deposit before you order. The remaining balance is captured at pickup.
How do I take payments for after-hours pickups?
Send a pay-by-text link. The customer pays from their phone and picks up the keys from the lockbox.
Are phone payments safe?
Only when run through a PCI-compliant virtual terminal with proper AVS and CVV checks. Our setup includes both.
What about big-ticket repairs and downgrades?
On higher-ticket cards (corporate, rewards, international), the wrong setup causes downgrades that add 0.5–1% to the cost. Interchange-plus pricing and proper Level 2/3 data prevent that.
Do I need a separate system for the parts counter?
No — Clover Mini handles parts-counter retail and service-bay invoicing on the same account.
How fast will I receive funds?
Next-business-day funding is standard.
Ready to lower your processing costs?
Send us your most recent merchant statement. We'll show you line-by-line where you're overpaying and what a Pay Solutions Hub program would look like for your business.