Merchant services & payment processing questions, answered.
What is the best payment processor for small businesses?+
The best payment processor for a small business offers transparent pricing, next-day funding, modern POS hardware like Clover, and real local support. Pay Solutions is registered with Fiserv — the largest acquiring bank in the US — and tailors merchant accounts, credit card processing, and POS systems to each business.
How can I reduce credit card processing fees?+
Switch to interchange-plus pricing, cut junk fees, and consider a cash discount or dual pricing program that passes the processing cost to customers who pay by card. A free statement review from Pay Solutions shows exactly where you're overpaying.
What is a cash discount program?+
A cash discount program offsets your credit card processing fees by adding a small service fee to card transactions and giving cash-paying customers a discount. It's a fully compliant way for small businesses to keep more of every sale.
What is Clover POS?+
Clover POS is an all-in-one point of sale system used by restaurants, retail stores, and service businesses. It combines payment processing, inventory, employee management, and reporting on one device — and Pay Solutions configures and supports Clover for businesses across the Inland Empire.
How much does payment processing cost?+
Payment processing typically costs 1.5% to 3.5% per transaction depending on card type, industry, and pricing model. Pay Solutions offers interchange-plus, flat-rate, and cash discount pricing so you only pay what's fair for your volume.
What is dual pricing?+
Dual pricing displays two prices for every item — one for cash and one for card — so customers can choose how they want to pay. It's supported on Valor and Clover POS systems through Pay Solutions.