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Payment Processing for Home Service Pros

In-home card readers, deposits before parts orders, and pay-by-text invoicing for plumbers, electricians, HVAC, cleaners, and more.

Challenges home service businesses face with payment processing

Collecting in the home

Customers expect to tap a card or sign a digital invoice on the spot — not write a check.

Deposits on big jobs

HVAC installs, panel upgrades, and re-pipes need a deposit before ordering equipment.

After-hours and emergency calls

Service after hours needs a payment path that doesn't require office staff.

Recurring service plans

Maintenance plans, HVAC tune-up memberships, and quarterly pest service all need recurring billing.

How Pay Solutions Hub helps

Mobile readers for techs

Clover Flex or Clover Go in the truck for in-home card acceptance.

Deposits via pay-by-text

Lock in big jobs before ordering equipment.

Recurring billing for service plans

Maintenance plans bill automatically with account updater.

Clover POS

Clover Flex is the go-to for techs in the field — runs on cell data, prints receipts, and handles tip prompts in the home.

Explore Clover POS
Mobile Payments

Every tech can carry a Clover Flex or Clover Go reader. Customer pays at the door, receipt is emailed or texted on the spot.

Mobile & online payments
Invoicing & Service Plan Sign-Ups

Send paid invoices the moment the job wraps and enroll customers in service plans online with a saved card.

Why home service businesses choose Pay Solutions Hub

  • Transparent pricing with no hidden fees or surprise rate hikes
  • Next-day funding so your cash flow keeps pace with your business
  • 100% in-house U.S.-based support — call a real person, not a queue
  • Dedicated account manager who knows your account by name
  • Free statement reviews to confirm you're getting the best rate
  • Month-to-month agreements — no long-term contracts required

Frequently asked questions

Can my techs take payment at the customer's home?

Yes. Every tech can carry a Clover Flex or Clover Go and accept chip, tap, and signature on-site.

How do I take a deposit before ordering equipment?

Send a pay-by-text deposit link as soon as the proposal is approved.

Can I bill a service plan monthly?

Yes — recurring billing on a saved card with smart retries and account updater.

Do you support after-hours emergency calls?

Yes. Techs can take payment on the device, and customers can also pay a sent link from their phone.

Can I offer financing to homeowners?

Yes — we integrate with home-improvement financing partners for larger jobs.

How fast will I receive funds?

Next-business-day funding is standard.

Ready to lower your processing costs?

Send us your most recent merchant statement. We'll show you line-by-line where you're overpaying and what a Pay Solutions Hub program would look like for your business.